I am a seasoned Regulatory Risk & Compliance professional, with extensive experience across Payments, Fintech and Banking compliance. I am well versed with managing both the functional and technology aspects of compliance and have experience in managing regulatory audits and interactions with regulators such as RBI, FIU etc. I am currently working with the FS Regulatory Practice at PwC helping banks, NBFCs, Fintech and payment companies navigate the regulatory ecosystem in India. I have worked extensively on payment applications including PPI, PA etc. and also helped NBFCs with their application and compliance requirements across the broad spectrum of NBFCs in India. In my last assignment with Amazon Pay I have worked on implementation of Regulatory Compliance for Pre-paid Payment Instrument (wallet) business. This role involved managing the RBI reporting requirements for Amazon Pay as well as working on SOPs for some of the key processes around Suspicious Transaction Reporting and other disclosures to RBI and FIU. Prior to this, I have worked as an AVP in the Compliance Risk Assessment (CRA) team at Barclays, where my primary responsibilities included implementation of Barclays’ CRA framework. I was also responsible for coordinating the various program management initiatives as a part of the PMO and managing some of the key operational risk measures for various BUs within Barclays. Prior to this, I was working as a consultant with TCS helping a large investment bank in rationalizing and reducing their risk systems footprint (credit and market risk) In my earliest role in compliance, I was working as a part of the team implementing the AMLock solution across multiple geographies at ICICI. I also acted as the liaison for regulators such as RBI and FIUs. I was also instrumental in implementing the Transaction monitoring and Sanction screening applications at ICICI across multiple geographies and was also coordinating some of the regulatory audits. Specialties: Payments, Regulatory Consulting, Enterprise Risk Management, Compliance Risk, Process Benchmarking & Improvement, Program Management, Project Management